Northeast Schools and Hospital CU
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Share/Savings Accounts
 
Club Accounts

Christmas-Tax- Fuel- Vacation.75% Div. Rate.00205% APY *
 
Share Accounts
 
Should you request a check be written from your account, please email us to whether you would like the check mailed or will be picking the check up.
 

Regular Shares.75% Div. Rate.00205% APY *
    $25 Minimum $50000 Maximum
 
Share Certificate Accounts

share certificates1.20% Div. Rate.00328% APY *
    $500 Minimum $50000 Maximum 6 months
 
Share Draft Accounts

Share Drafts0 Div. Rate0 APY *
Loan Accounts
 
Signature Loans

APR
APR
 
Share-Secured Loans

Share - Secured Loans4.75% APRup to 6 years-4% above last declared dividend rate
  Share balance must equal loan amount
 
Vehicle Loans

New Vehicle Loans .01915%6.99% APRUp to 6 Years - never titled
  100% of sticker price
Used Vehicle Loans .02189%7.99% APRUp to 5 years on 2009-2008-2007
  95% of blue book
Used Auto ..02260%8.25% APRUp to 4 years on 2006-2005
  90% of Blue Book
Used Vehicle Loans.02329%8.5% APR3 Years on 2004 and older
  80% of Blue Book
 
Recreational Vehicle Loans

Recreational Loans .02740%10% APR$1,000.00 to $5,000.00 4 years
Recreational Loans .02740%10% APR$5,001.00 to $10,000.00 5 years
Recreational Loans .02740%10% APR$10,001.00 to $20,000.00 6 years
 
Personal Loans

Personal Loans .03425%12.5% APRup to 4 years & under 38% debit to income ratio
  $100 Minimum $4000 Maximum Line of Credit for those who qualify
Personal Loans .03425%12.5% APRup to 4 years & under 38% debit to income ratio
  $100 Minimum $8000 Maximum must be a member of 5 or more years
Fees & Disclosures
 
Deposit Account Fees

Regular Share accounts must have $25.00 to open account
Checking accounts must have $25.00 in account to cover cost of 1st checks
 
Loan Account Fees

Single Loan Application Fee$20.00
Joint Loan Application Fee$35.00
 
Miscellaneous Fees

CHECKING ACCOUNT FEES
NSF$25.00
Stop Hit Fee$20.00
Account Negative Fee$25.00
Share transfer automatic Fee$10.00
I Pay- inactive for 3 months$5.00


 
Northeast Schools and Hospital CU

189 East Main Street, Suite C 
Newport, VT 05855  USA
Phone: 802-334-1844  Fax: 802-334-1847
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