189 East Main Street, Suite C
Newport, VT 05855 USA

Tel: +802-334-1844

Privacy Statement

WHAT DOES NORTHEAST SCHOOLS AND HOSPITAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  •  Social Security number
  •   Account balances
  •    Transaction history
  •   Transaction or loss history
  •   Credit history
  •  Assets

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Northeast Schools and Hospital chooses to share; and whether you can limit this sharing.

 

Reasons we can share you personal information

Does NSHCU  share

Can you limit this sharing?

For our everyday business purposes-Such as to process your   transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-to offer our products and services to you

No

We don’t share

For joint marketing with other   financial companies

No

We don’t share

For our affiliates’ everyday business purposes –information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes –information about your   creditworthiness

No

We don’t share

For non-affiliates to market to you

Yes

Yes

 

To limit our sharing

Or

Any questions

 

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.

What We Do

How does NSHCU protect my Personal information?

To protect your personal information  from unauthorized access and use, we use security measures that comply with  federal law. These measures include computer safeguards and secured files and buildings. 

 How does NSHCU collect my Personal information?

We collect your personal information, for example, when  you:

  •   Open an account
  •   Apply for a loan
  •    Provide employment information
  •   Provide your mortgage information
  •    Show your driver’s license

We also collect your personal information from others,  such as credit bureaus, Affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  •    sharing for affiliates’ everyday business purposes –   information about your creditworthiness
  •    affiliates from using your information to market to you
  •    sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights   under state law.

What happens when I limit Sharing for an account I hold  jointly with someone else?

Your choices will apply to everyone  on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

NSHCU has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They  can be financial and Non-financial companies.

Non-affiliates we share with can include CUNA Mutual.

Other Important Information

 For Vermont Members. We will  not share personal information with non-affiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your  authorization.

Mail-in Form

Mark any/all you want to limit:

____ Do not share my personal information with non-affiliates to

Market their products and services to me.

 

Mail To: NortheastSchools and Hospital Credit Union

189   East Main Street, Suite C

Newport   VT  05855